ACH Origination
Process of initiating electronic payments through the Automated Clearing House (ACH) Network, allowing businesses to move money securely between bank accounts. ACH Origination is a cornerstone of modern treasury operations—offering reliability, scalability, and control. Whether you’re sending direct deposits to employees or collecting recurring payments from customers, ACH Origination offers a fast, cost-effective alternative to paper checks and wire transfers. It’s ideal for businesses looking to automate payments and improve cash flow management.
Gateway Bank’s Automated Clearing House (ACH) Network* is a highly reliable and efficient electronic funds transfer system that will significantly enhance the ease of doing business for your company.
Benefits:
- Efficiency – Batch multiple payments into a single file for streamlined processing.
- Cost Savings – Lower transaction fees compared to wires or card payments.
- Security -Encrypted transmissions and compliance with NACHA rules.
- Flexibility – Supports both credits (e.g., payroll) and debits (e.g., customer billing)
- Speed – Funds typically settle within 1 – 2 business days.
*Automated Clearing House (ACH) Network — The ACH is a network of regional associations, inter–bank associations, and private–sector processors. ACH payments are processed and settled electronically, thereby increasing reliability, efficiency and cost effectiveness. ACH payments are generally settled in one day or greater.
