Personal Banking

Gateway Bank offers our clients a full range of checking and savings plans. Our checking and savings products provide you with features and benefits to meet all of your banking needs. Gateway Bank is a community bank committed to exceeding client expectations by providing an unparalleled level of personalized service.

  • Checking Accounts

    We offer a variety of checking accounts to meet your needs. All of our checking accounts offer – monthly statement, ATM card, 24-hours phone banking and online banking access with free bill payment services.

    • Gold Checking

      • Opening balance of $100
      • No daily minimum balance requirement
      • No monthly service fee
      • Unlimited check writing
    • Interest Checking

      • Open and maintain a daily minimum balance of $100
      • Competitive interest rate
      • Unlimited check writing
    • Prosperity Plus Checking

      • Open and Maintain a daily minimum balance of $2,500
      • Competitive interest rate for the following tiers:
        • $0.01 – $4,999.99
        • $5,000 – $24,999.99
        • $25,000 – $49,999.99
        • $50,000 and over
      • Unlimited check writing
    • Money Market Checking

      • Open and maintain a daily minimum balance of $2,500
      • Highly Competitive interest rate for the following tiers:
        • $0.01 – $4,999.99
        • $5,000 – $24,999.99
        • $25,000 – $49,999.99
        • $50,000 – $74,999.99
        • $75,000 – $99,999.99
        • $100,000 and over
      • Limit of 6 checks or transfers per month – (FRB regulation D restrictions apply)

    Please contact our branch representative for more information, including current interest rates, fees and restrictions for checking accounts.

  • Savings Accounts

    We offer a variety of savings accounts to meet your needs. All of our savings accounts offer – competitive interest rate, 24-hrs phone banking, online banking access and passbook to keep track of your banking activities. (FRB regulation D restrictions apply)

    • Regular Savings

      • Open and maintain a daily minimum balance of $500
      • Passbook for your record keeping
    • Prosperity Plus Savings

      • Open and Maintain a daily minimum balance of $2,500
      • Highly competitive interest rate for the following tiers:
        • $0.01 – $4,999.99
        • $5,000 – $24,999.99
        • $25,000 – $49,999.99
        • $50,000 – $74,999.99
        • $75,000 – $99,999.99
        • $100,000 and over

    Please contact our branch representative for more information, including current interest rates, fees and restrictions for our savings accounts.

  • Certificate of Deposit Accounts (CDs)

    Gateway Bank offers a variety of Certificate of Deposit accounts, select a term that best matches your needs. All of our CDs are FDIC insured up to the maximum amount allowable by law.

    • Minimum opening balance
      • $1,000.00
    • Terms
      • 1 month to 5 years
    • Features
      • Various rates and terms available
    • Rates, Early withdrawal penalty and other restrictions
      • Please contact our branch representative for more information, including current interest rates, fees, and restrictions for our personal certificate of deposit accounts.
  • Money Market Accounts

    • Money Market Savings

      • Open and maintain a daily minimum balance of $2,500
      • Highly Competitive interest rate for the following tiers:
        • $0.01 – $4,999.99
        • $5,000 – $24,999.99
        • $25,000 – $49,999.99
        • $50,000 – $74,999.99
        • $75,000 – $99,999.99
        • $100,000 and over
    • Rates and other restrictions

      • Please contact our branch representative for more information, including current interest rates, fees and restrictions for our business money market accounts.
  • Individual Retirement Accounts (IRAs)

    Gateway Bank offers different types of retirement accounts so you can plan for your retirement today. Gateway Bank IRAs are FDIC insured up to the maximum amount allowable by law.

    • Types
      • Traditional IRAs
      • Roth IRAs
      • Coverdell Education Savings Account (ESA)
    • Minimum opening balance
      • $1,000
    • Term
      • All of our IRAs are FDIC insured with our 12-months Certificate of Deposits account.
    • Rate, Early withdrawal penalty and other restrictions
      • Please contact our branch representative for more information, including current interest rate, fees and restrictions for our Individual Retirement Account.

Important information about procedures for opening a new account at Gateway Bank: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will identify you. We may also ask to see your driver’s license or other identifying documents.