Certificate of Deposits

Get great interest rates with our CD’s!

Gateway Bank offers a variety of Certificate of Deposit (CD) accounts, which is an option to secure an interest rate at a set term. Select a term that best matches your needs. All of our CDs are FDIC insured up to the maximum amount allowable by law.

Minimum Opening Balance:

91 days to 5 years

Various rates and terms available

Rates, Early withdrawal penalty and other restrictions:
Please contact our branch representative for more information, including current interest rates, fees, and restrictions for our personal certificate of deposit accounts

Benefits you can expect


A safe choice

It’s FDIC insured

Fixed rate and Terms

Lock the rate for good


Maturity dates are flexible


Can have no or low fees

A Good Financial Choice

Applying for a Certificates of Deposits is easy. Just come into Gateway Bank and speak to one of our bank representatives for all the details. There are a lot of good reasons to place your money into a CD. Not only is your investment FDIC insured, but the interest in your account grows regardless of the activity in the stock market. Our CD accounts are also very flexible so you can plan your maturity date around life events so you have the money and freedom to do what you want.

Frequently asked questions

Early withdrawal comes with a penalty and can eat away some or all of your earned interest. We encourage you to let your CD mature for maximum investment earnings, but should you need the money beforehand, it will be available.

Interest rates vary by term and product. We encourage you to come in and speak to a Gateway Bank representative to learn more.

Gateway Bank has CD’s with different terms such as fixed rate terms and variable rate terms. We encourage you to come in and speak to a Gateway Bank representative to learn more.

Join us today

At Gateway Bank, you’re treated like family. Whether you are looking for reliable banking options for yourself or your business, financing for your home, or IRA and CD accounts, stop by or give us a call. We’ll be delighted to serve you.

(510) 268-8108 Contact Us