Gateway Bank personal checking accounts are flexible and include 
the following items: 

Access to 24 hour banking with Gateway Bank VISA Check Card (foreign usage fees apply)
Competitive interest rate compounded daily on and paid monthly
Preferred rates on a mortgage loan could apply

Now Accounts – A convenient interest bearing checking account.

$100 minimum opening balance
No monthly service charges when you maintain a $100 minimum daily balance
Below minimum daily balance, a basic $10.00 fee will apply 

High Yield Prosperity Checking – a checking account with unlimited check writing and that pays you a higher interest rate

$100 minimum opening deposit 
No monthly service charge when you maintain a $2,500 minimum daily balance.
Below minimum daily balance, a basic $10.00 fee will apply
Interest compounded daily on balances

See Rate and Fee schedule for rates on the Now and High Yield checking accounts