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Overcoming Payment Challenges Is paying your mortgage becoming more difficult? Solutions to keep you in your home:
Debt reduction solutions:
To determine which option is best for you, first decide if you can afford your home with reduced monthly payments. If lower payments would make it likely for you to keep your home you may be able to choose from a short-term Repayment Plan, Conditional Forbearance, or Loan Modification. Before calling to discuss your options please gather enough information to provide our representatives with your monthly income, debt, and living expenses as well as any available assets you may have. To learn more about the options available and find the one that's right for you, click one of the links above or call 1-888-881-5544 or 510-667-0475 today. You may also want to contact a housing counseling agency approved by the U.S. Department of Housing and Urban Development (HUD). These agencies have counselors who will help you organize a budget to pay your mortgage and other monthly obligations. This can be done without direct involvement of Gateway Bank. These agencies can also help you find and take advantage of local services or programs that provide financial, legal and medical or other support. You can find a credit counseling agency by calling HUD at 1-800-569-4287; TTY at 1-800-877-8339 on weekdays between 9:00 a.m. and 5:00 p.m. ET (6:00 am to 2:00 pm PT). |
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