
Gateway’s commitment to high volume sales cannot be achieved unless our bottom line price passes scrutiny with our ultimate judge and jury . . . the consumer.
To assure customer satisfaction in this regard, Gateway has established a network of agency and non agency investors known on a regional or national level to be price leaders. These relationships provide great flexibility in the secondary market to assure best price execution.
Our secondary marketing team has succeeded in positioning the bank to offer retail mortgage rates at pricing levels that are not just competitive, but frequently on the leading edge of the price leaders.
To meet the competitive demands of price leadership, Gateway utilizes pricing strategies that include servicing retained or servicing released sales. In this way, the bank is positioned to capitalize on pricing opportunities associated with this very important component of mortgage valuations.
Our ultimate goal for pricing is to be attractive to the consumer, competitive for the originator and profitable for the bank. In this way, Consumers Save, Loan Officers Prosper and the Bank Grows.